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Residential Financing in the Colonias



Report Acceptance Date: 
January 2004 (97 pages)
Posted Date:   
July 2, 2020



This historic report, prepared for HUD by Perspectiva, ICF Consulting, and Bruce Ferguson, discusses residential financing in U.S.-Mexico border communities called “colonias”. The publication defines colonias as border communities lacking basic infrastructure like paved roads, utility hookups, and standard housing. The report surveys existing communities of this type, discusses the housing-related lending present, and suggests possible programs.


This report is part of the collection of scanned historical documents available to the public.