| Census Tract File || National File A || National File B |
|Fannie Mae/Freddie Mac||Fannie Mae/Freddie Mac||Fannie Mae/Freddie Mac|
|State||Percent Minority||Percent Minority|
|Metropolitan Area||Tract Income Ratio||Tract Income Ratio|
|County||Borrower Income Ratio||Borrower Income Ratio|
|Census Tract location||LTV at Origination (in ranges)||Seasoning|
|Central City Indicators*||Federal Guarantee (type)||Purchase/Refinancing/Second|
|Percent Minority||Race||Federal Guarantee (type)|
|Census Tract Median Income||Gender||Race|
|Local Area Median Income||Number of Units||Gender|
|Tract Income Ratio||Affordability**||Affordability**|
|Borrower's Annual Income||Geographically Targeted?***||Type of Seller Institution|
|Area Median Family Income|| ||Owner-Occupied Unit, Owner-Occupied Rental Unit, Investment Rental Unit|
|Borrower Income Ratio|| ||Number of Units|
|Unpaid Principal Balance at Acquisition|| ||Owner Occupied Unit?|
|Number of Borrowers|| ||Geographically Targeted?***|
|First Time Homebuyer?|| || |
|Borrower/Co-Borrower Race|| || |
|Borrower/Co-Borrower Gender|| || |
|Borrower/Co-Borrower Age|| || |
|Geographically Targeted?***|| || |
* Included only on 1993-1995 data files.
**The Affordability element is defined by low-income borrowers in low-income areas, very-low-income borrowers in low-income areas, and very-low-income borrowers not in low-income areas.
***The Geographically-Targeted indicator will be included on 1996 and future data files.